Banking Today

In the “Investing 1” training course, you will acquire in-depth knowledge about equity securities and the associated rights. You will learn how to correctly calculate and interpret the book value, market capitalization, share yield and dividend yield. This training gives you the skills you need to deal with equity securities confidently and competently.

Learning modules:

• Case studies: Equity securities
• Exercise: Key figures of equity securities
• Exercise: Interpreting key figures of equity securities
• Self Check

Duration: approx. 1 hour 20 minutes

In the “Investing 2” training course, you will deepen your knowledge of fixed-term deposits and fiduciary investments as well as different types of bonds. You will learn about the differences between these forms of investment from the bank’s perspective and find out how to calculate the yield to maturity. You will also become familiar with the special features of convertible bonds and bonds with warrants and learn how to use investment funds effectively.

Learning modules:

• Case study: Fixed-term deposits and fiduciary investments
• Exercise: Calculation for bonds
• Exercise: Convertible bonds and bonds with warrants
• Case study: Investment fund
• Self Check

Duration: approx. 1 hour 50 minutes

In the “Investing 3” training course, you will learn how to use pay-off charts to quickly and easily visualize the gains and losses of a financial investment. You will also learn why derivative financial instruments are becoming increasingly important in the modern financial world and how to use them specifically in various investment strategies.

Learning modules:

• Exercise: Pay-off diagrams
• Case studies: Strategies with derivatives
• Self Check

Duration: approx. 55 minutes

In the “Basic Services” training course, you will learn about the most important aspects of payment transactions – from the security of cashless payment methods to the processes behind the scenes of large payment transactions. A deep understanding of these processes is crucial, especially for companies that have to process numerous incoming and outgoing payments every day.

Learning modules:

• Security of electronic means of payment
• Payment options for commercial customers
• Case study: Payment systems
• Self Check

Duration: approx. 85 minutes

In the “Foreign exchange and precious metals” training course, you will gain a sound insight into modern foreign exchange trading, which acts as the backbone of the international economy. You will learn about the mechanisms of currency trading and find out how precious metals – especially gold – are traded. In addition, various investment opportunities in the field of precious metals are presented in a practical way.

Learning modules:

• Foreign exchange business
• Precious metals and coins
• Self Check

Duration: approx. 85 minutes

In the “The Bank 1” training course, you will gain a comprehensive overview of the various areas of activity in the banking business – from retail banking to private banking and asset management. You will learn which customer groups are suited to which types of bank and how banks tailor their services specifically to the needs of their customers.

Learning modules:

• What does a bank do?
• Banking groups and their customers
• Self Check

Duration: approx. 50 minutes

In the “The Bank 2” training course, you will learn why trust and security form the foundation of a functioning banking system. You will learn how a bank’s balance sheet and income statement provide an insight into its financial success and key business areas. You will also deepen your understanding of risk management – a key tool for identifying potential risks at an early stage and managing them effectively.

Learning modules:

• Introduction to the topic
• Case study: Balance sheet and income statement
• Case study: Risk management
• Self Check

Duration: approx. 60 minutes

In the “The Stock Exchange” training course, you will learn how prices are formed on the stock exchange and what happens behind the scenes of stock exchange trading. You will follow the path of a share or bond – from the purchase order to its entry into the securities portfolio – and gain a comprehensive understanding of the processes and mechanisms that determine stock market trading.

Learning modules:

• Exercise: Matching rules
• Case study: Stock exchange trading process
• Self Check

Duration: approx. 80 minutes

In the “The Swiss National Bank” training course, you will learn how the SNB uses its monetary policy instruments in a targeted manner to ensure price stability and support the Swiss economy. Using practical scenarios, you will gain an insight into the mechanisms and strategies of monetary policy.

Learning modules:

• Case study: Monetary policy instruments
• Self Check

Duration: approx. 25 minutes

The “Financing 1” training course provides you with a comprehensive overview of the different types and forms of credit. You will learn how to classify loans correctly and what role credit checks play in the lending business. Practical examples will enable you to make well-founded decisions in the area of financing.

Learning modules:

• Types and forms of credit
• Case study: Credit check
• Self Check

Duration: approx. 95 minutes

In the “Financing 2” training course, you will deepen your knowledge of the requirements for granting a loan and learn how a customer’s countervalue is assessed. The focus is particularly on the correct balance sheet analysis for corporate loans, the importance of collateral and the special features of leasing agreements.

Learning modules:

• Exercise: Collateral
• Case study: Unsecured loan to companies
• Case studies: Consumer Credit Act (KKG)
• Case study: Leasing
• Self Check

Duration: approx. 105 minutes

In the “Financing 3” training course, you will receive a comprehensive overview of various mortgage models tailored to different customer segments and risk profiles. You will also learn how banks can increase their profitability by securitizing loans (asset securitization).

Learning modules:

• Mortgage models
• Mortgage models and interest rate trends
• Case study: Asset securitization
• Case study: The dream of home ownership
• Self Check

Duration: approx. 100 minutes

In the “Money laundering” training course, you will learn how to recognize the most common tricks used by money launderers and how to react correctly when suspicions arise. Real case studies are used to illustrate how real money laundering cases work – and how you can distinguish whether a suspicion is justified or not.

Learning modules:

• Introduction to the topic
• Indications of money laundering
• Correct behavior in customer situations
• Self Check

Duration: approx. 70 minutes

In the “Investment Banking” course, you will gain insights into the world of corporate finance. You will learn how companies raise capital – be it through capital increases, mergers or an initial public offering (IPO). Using practical examples, you will learn how to calculate subscription rights, determine the subscription ratio and understand the effects of share capital increases.

Learning modules:

• Case studies: Corporate finance
• Exercise: Share capital increase
• Case studies: IPO / Mergers & Acquisitions
• Self Check

Duration: approx. 65 minutes

In the “Deposit business” training course, you will follow a management meeting at Sparkasse Gründorf and learn about the fundamental relationships in deposit business. Using practical examples, you will gain an insight into the relevance and functionality of products, customer advice and the most important processes in day-to-day banking.

Learning modules:

• Introduction to the topic
• Case study: Products and customer advice
• Exercise: Opening an account
• Exercise: Withholding tax
• Self Check

Duration: approx. 105 minutes

In the “Portfolio Management” training course, you will learn the basics of client and portfolio analysis – two of the most important tools in modern wealth management. You will learn how to specifically identify customer needs, assess risks and develop an effective investment strategy to manage assets optimally.

Learning modules:

• Case study: Customer analysis
• Exercise: Depot analysis
• Self Check

Duration: approx. 45 minutes

In the “Trade Finance” training course, you will learn how companies can effectively finance international trade and hedge against the risks involved in cross-border business. You will learn about the most important financing and hedging instruments that are essential for import and export trade.

Learning modules:

• Introduction to the topic
• Exercise: Advising a company on import/export
• Self Check

Duration: approx. 40 minutes